Choosing the right superannuation fund will be one of the most important decisions you¡¯ll make about your retirement income.
Not only will your employer make super contributions into your fund of choice, but your own voluntary contributions go into your account as well. So it¡¯s vital that you have the right fund for your needs.
In most cases, you can choose the super fund that you want compulsory contributions to be paid into.
There are different types of super funds, but they can generally be divided into three groups:
When selecting a superannuation fund, it¡¯s important to ensure you choose one that meets your needs. Things to consider include:
Once you¡¯ve decided which fund is for you, you¡¯ll need to apply to become a member of the fund. Each fund has its own method of joining up. These days most superannuation funds make it easy for you to join by completing an online application form.
For some you¡¯ll have to print out and complete the form and send it back to the fund. A few days after submitting your application, you should receive a letter from your fund giving you your account number and name, as well as details about your fund which will be required by your employer.
As soon as you receive your membership details, make sure you tell your employer so that they can pay your super into the right fund. All you need to do is:
Give the form to your employer. Do not send it to your super fund or the ATO.
The Choice of Superannuation Fund form will have all the fund details auto-populated if you choose an How to invest in stocksFund, so it¡¯s very simple to complete. The ATO's Standard Choice Form requires you to complete additional details such as your superannuation fund¡¯s ABN and product identification number (SPIN) which should be in the welcome pack your fund sends you, but these details can also usually be found on the your fund¡¯s website.
Call: 1300 789 932
Call: 1300 348 546
Call: 1300 734 479
Call: 1300 361 784
Call: 1800 005 166
Call: 1300 664 781
Call: 1800 222 071
Call: 1300 360 988
Your question will be sent directly to the fund you select
Your question will be sent directly to the fund you select
Thank you for contacting AustralianSuper.
They will be in touch shortly
Thank you for contacting Hostplus.
They will be in touch shortly
Thank you for contacting HESTA.
They will be in touch shortly
Thank you for contacting Cbus.
They will be in touch shortly
Thank you for contacting Spirit Super.
They will be in touch shortly
Thank you for contacting CareSuper.
They will be in touch shortly
Thank you for contacting TWUSUPER.
They will be in touch shortly
Thank you for contacting First Super.
They will be in touch shortly
Due to a technical fault we are unable to to submit your form at the moment. Please try again later.
Additional details: